The Backpacker policy provides affordable insurance cover for backpackers and those who plan to travel anywhere in the world for an extended period. Cover is available for trips of one month to a year.
This table gives an outline of the cover offered. Full details of cover and any exclusions and conditions that apply will be in the documentation that will be sent to you upon purchase. You may request this information before purchasing by contacting the number shown below.
Section |
Backpacker |
What you are covered for |
|
Cancellation |
£1,000 |
Loss of travel and accommodation expenses as a result of your trip being unavoidably cancelled due to, for example, injury, illness or bereavement. |
|
£60 excess |
|
Deposit Only |
£20 excess |
|
Curtailment |
£1,000 |
The value of the unused portion of your trip if it is cut short due to, for example, injury, illness or bereavement. |
£60 excess |
||
Personal Accident: |
|
Loss of limbs, sight or for total permanent disablement, limited to the Death Benefit for loss of life. |
Permanent Total Disablement |
£15,000 |
|
Death |
£3,000 |
|
Loss of Limb(s)/Sight |
£3,000 |
|
|
£0 excess |
|
Emergency Medical/Repatriation Expenses |
£1,000,000 |
Emergency medical treatment and associated transportation and ambulance costs. |
|
£60 excess |
|
Dental |
£200 |
|
Funeral Abroad |
£1,000 |
|
Additional Hospital Benefit/State Registered Hospital |
£20 per 24 hrs up to £1,000 |
A benefit of £20 for every 24 hours you spend in hospital as an in-patient abroad. |
|
£0 excess |
|
Baggage |
£750 |
Loss, theft or damage of your baggage. The limit for a single item is £150, whilst the total valuables limit is £200. Baggage claims are settled taking into account wear and tear and depreciation. |
£60 excess |
||
Single Item |
£150 |
|
Valuables Limit (total) |
£200 |
|
Bagage on Beach |
£100 |
|
Glasses |
£50 |
|
Delayed Baggage |
Not covered |
|
Cash & Documents |
£200 |
Loss or theft of cash (limit of £120), travel tickets, and passports, whilst being carried on your person. |
|
£60 excess |
|
Cash Only Limit |
£120 |
|
|
£20 excess |
|
Loss of Passport |
£200 |
Additional travel and accommodation expenses incurred to replace your lost passport. |
|
£60 excess |
|
Personal Liability |
£1,000,000 |
Legal expenses and legal liability for damages which may be incurred if you accidentally injure somebody or damage their property. |
|
£100 excess |
|
Legal Expenses |
£10,000 |
Payment of legal costs to enable you to claim compensation or damages as a result of injury to yourself. |
|
£200 excess |
|
Hijack |
Not covered |
|
Winter Sports Cover |
N/A |
|
The excesses listed above will be charged per Insured person, per policy section, for each incident that results in a claim. For further information please call Club Direct (UK) Ltd on 0870 8902 842 between 8am and 8pm Mondays to Fridays, 9am and 6pm Saturdays or 10am and 4pm Sundays. Alternatively email us at [customer.services@clubdirect.com]