SECTION 7
CASH AND DOCUMENTS
(THIS SECTION IS NOT INCLUDED ON THE ESSENTIAL [annual multi trip] POLICY)
Covered
You are covered up to [click here] for accidental loss or theft of your own cash and/or documents. Cash is only covered whilst being carried on your person or left in a locked safety deposit box. Cash is limited to [click here] unless you are under 16 years of age, in which case the maximum payable is £50.
Condition
- In the event of a claim for loss of cash you must provide evidence of the initial withdrawal of the cash and also evidence of how you coped financially immediately after the loss (e.g. currency exchange/withdrawal slips, bank/credit card statements).
Not Covered
- the policy excess of £50 (except for cash only claims, where the excess is £20);
- if you do not exercise reasonable care in protecting your cash and documents against loss, theft or damage;
- documents left unattended by , unless located in locked accommodation and where an appropriately sized safety deposit box was not available for use by you;
- documents left in the custody of a person who does not have an official responsibility for the safekeeping of the property;
- documents stolen from an unattended vehicle:
a. unless they were in the locked glove compartment or locked rear boot or luggage area of the vehicle and were covered so as not to be visible from the outside of the vehicle;
b. if there is no visible evidence of forcible and violent entry;
c. left for any period between the hours of 8pm and 8am (other than motor homes); - if you do not obtain a written police report within 24 hours of the discovery in the event of loss, burglary or theft of cash and/or documents;
- any shortages due to error, omission or depreciation in value;
- anything listed in "Exclusions applicable to the whole policy".
