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SECTION 14

GOLF COVER

(ONLY APPLIES TO GOLF [single trip], PRIMA GOLF [annual multi trip] AND PRIMA GOLF SKI [annual multi trip] POLICIES)

Covered

A: GOLF MEDICAL
The medical section of this policy is extended to cover you whilst you are playing golf.

B: GOLF LIABILITY
The personal liability section of this policy is extended to cover you whilst you are playing golf.

C: GOLF EQUIPMENT
You are covered up to £2,500 to repair or replace your own golf equipment (after making proper allowance for wear and tear and depreciation) or hired golf equipment, if they are lost, stolen or damaged during your trip, limited to £250 for any one item. The claim settlement may take into account any discount that would be available to us if we exercise our right to purchase the replacement golf equipment using a supplier which may be determined by us.

Condition

1. You must obtain written proof of the incident from the police (or an authorised person) within 24 hours of the discovery in the event of loss, burglary or theft of baggage. Failure to do so will result in your claim being turned down.

D: GREEN/CLUB FEES
You are covered up to £400 if you are unable to play golf because of sickness or injury.

Condition

1. In the event of a claim you must provide proof of prepaid golf fees and a medical certificate from an attending medical practitioner confirming the reason and length of time you were unable to play golf.

E: GOLF HIRE
You are covered up to £150 for the reasonable cost of hiring golf equipment from a recognised supplier for the rest of your trip or until your own or hired golf equipment has been returned to you, if:
  a. your equipment is lost, stolen or damaged; or
  b. your equipment is delayed for more than 12 hours on your outward journey.

Conditions

1. In the event of a claim, you must provide the following documentation:
2. Loss or theft: report from police, resort management or tour operator plus receipts showing original and additional hire charges.
3. Damage: confirmation from hire company of damage sustained and additional charges incurred.
4. Delay: confirmation from airline or transport company that equipment was delayed for over 12 hours on the outward journey plus receipt showing original and additional hire charges.

F HOLE-IN-ONE
You are covered up to £100 in respect of customary bar expenses incurred by you as a result of, and immediately subsequent to, achieving a hole-in-one during a competition round.

Condition

1. In the event of a claim you must provide a letter from the relevant Golf Club Secretary confirming the competition name and date, a certified copy of your score card, countersigned by your opponent and by the Official Scorer for the competition and an original, dated Golf Club bar receipt

Not Covered

1. the policy excess of £50 (except under Hole-in-One);
2. anything not covered in Section 6, Baggage;
3. loss or theft of golf equipment from:
     a. an unattended motor vehicle (other than motor caravans) unless totally concealed in a locked boot or totally concealed under the parcel shelf/manufacturer’s fitted cover;
     b. an unattended motor vehicle left for any period between the hours of 8pm and 8am;
4. loss or theft from a vehicle where there is no visible evidence of forcible and violent entry;
5. deliberate damage or gross misuse of the equipment;
6. anything listed in "Exclusions applicable to the whole policy".