MEDICAL CONDITIONS
We will not pay for any claim incurred as a consequence of a medical condition suffered by you, or for which medication, advice or treatment has been given to you in the last 12 months, unless this has been declared and accepted by us in writing.
You must notify us immediately you become aware of any change regarding your health. We will not pay additional costs incurred following any change in medical condition, unless this has been declared to and accepted by us in writing. (This means that if you make further payments e.g. book another trip or pay the final balance of a trip previously booked, or if there is an increase in the cancellation charges due to you not contacting us immediately, we are not liable for these additional costs).
We will notify you in writing of any amendments to your policy conditions and advise you of any additional premium that may be required. In certain cases we may be unable to offer cover.
We reserve the right not to extend this insurance.
We cannot extend cover for claims relating to your travel companion, an immediate relative or close business associate or a person with whom you have arranged to stay. Please refer to Section 1, Cancellation and Section 2, Curtailment for full terms and conditions.
