SECTION 10
MISSED DEPARTURE
(THIS SECTION IS NOT INCLUDED ON THE DISCOVERY [Backpackers] AND ESSENTIALS [annual multi trip] POLICIES)
This section does not apply to trips within your country of residence.
Covered
You are covered up to £750 (£350 if travelling in Europe) for necessary hotel and travelling expenses incurred in reaching your booked destination, if you arrive too late to commence your booked trip from or to your country of residence as a result of:
- the vehicle in which you are travelling being involved in an accident or breakdown or you being delayed as a result of a major accident on a motorway;
- the public transport used being delayed.
Conditions
- In the event of a claim due to vehicle breakdown or a road accident, you must provide a police or roadside assistance report.
- In the event of a claim due to delayed public transport you must provide documentation from the transport company, confirming the period of and the reason for the delay.
Not Covered
- the policy excess of £50;
- if sufficient time has not been allowed for your journey in order to meet the check-in time specified by the transport providers or agent;
- if you are not proceeding directly to the departure point;
- any costs claimed under Section 9, Travel Delay and Abandonment, which relate to the same trip;
- anything listed in "Exclusions applicable to the whole policy".
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