Your Policy Wording
Thank you for purchasing your Club Direct policy. This policy wording, including any cover notes issued by Club Direct, forms a contract of insurance between the underwriters, Professional Travel Insurance Company Ltd., and those people specified on your insurance schedule. This contract is only valid when you have a valid insurance schedule and have paid the appropriate premium.
Please read the following, which should assist you in achieving a trouble free and enjoyable trip. If you have any query whatsoever (no matter how small) our Customer Services staff will be happy to assist. Tel: 01243 817766
- Read the terms and conditions stated in your policy documents. Contact Customer Services if the cover provided is inadequate for your needs.
- You have an obligation to notify us immediately of any changes in your circumstances (medical or otherwise) which may pose an increased risk to us.
- If you wish to apply to have your policy extended to cover any medical conditions, contact us.
- Ensure the limits (including single item limits) of the policy are sufficient to cover the items you intend to take with you including cash and valuables.
- If you intend to participate in sports or activities, ensure this is detailed on your schedule.
- If you intend to ride on a motorcycle over 125cc while you are away, you must contact Customer Services and pay an additional premium to obtain the necessary endorsement (otherwise you will not be covered).
- Ensure all passports and visas are valid.
- You will not be covered if you choose to travel to a specific area against the advice issued by the Foreign and Commonwealth Office. www.fco.gov.uk – tel +44 (0) 207 008 0232/0233.
- Obtain all appropriate vaccinations and travel advice from your local GP or travel clinic. Online travel health advice: www.fitfortravel.scot.nhs.uk.
- If you are travelling to a country in the European Union, obtain the Health Advice for Travellers booklet from the Post Office. This contains form E111, which you will need to receive immediate emergency medical treatment under the reciprocal agreement. Ensure you have completed your E111 and it has been stamped by the Post Office before you travel.
- Take your policy wording and travel insurance documents with you when you travel.
- Allow sufficient time for your journey from home to your departure point in order to meet the specified check-in time.
