The PRIMA GOLF SKI policy offers increased cover for an unlimited number of trips per year, up to a maximum of 31 or 60 days per trip. It also includes 24 days winter sports.
This table gives an outline of the cover offered. Full details of cover and any exclusions and conditions that apply will be in the documentation that will be sent to you upon purchase. You may request this information before purchasing by contacting the number shown below.
| Section | Cover | What you are covered for |
| Cancellation | £3000 | Loss of travel and accommodation expenses as a result of your trip being unavoidably cancelled due to, for example, injury, illness or bereavement. |
| Curtailment | £3000 | The value of the unused portion of your trip if it is cut short due to, for example, injury, illness or bereavement. |
| Personal Accident | £25000 | Loss of limbs, sight or for total permanent disablement, limited to the Death Benefit for loss of life. |
| Death Benefit | £10000 | |
| Medical Expenses | £10 million | Emergency medical treatment and associated transportation and ambulance costs. |
| Repatriation and Air Ambulance | Costs involved in bringing you home, should this be required, including the use of specially equipped air ambulance and accompanying nursing staff where medically necessary. | |
| Emergency Assistance Service | Multi-lingual emergency assistance service provided 24 hours a day. Our medical assistance specialists deal direct with the hospital to ensure that you receive appropriate care, and to arrange the payment of any bills. | |
| Relative or Friend Assistance | Reasonable accommodation and travelling expenses for a friend or relative if you have to be accompanied home on medical advice. | |
| Dental Treatment | £200 | Emergency dental treatment for pain relief. |
| Additional Hospital Benefit | £1000 | A benefit of £20 for every 24 hours you spend in hospital as an in-patient abroad. |
| Baggage | £2000 | Loss, theft or damage of your baggage. The limit for a single item is £300, whilst the total valuables limit is £400. Baggage claims are settled taking into account wear and tear and depreciation. If your baggage goes astray for more than 12 hours on your outward journey we will pay up to £75 towards the cost of emergency purchases. |
| Cash & Documents | £500 | Loss or theft of cash (limit of £120), travel tickets, and passports, whilst being carried on your person. |
| Loss of Passport | £200 | Additional travel and accommodation expenses incurred to replace your lost passport. |
| Travel Delay | £200 | For each full 12 hours that your outward or return journey to or from the United Kingdom is delayed, we will pay £20 or if your outward journey is delayed for more than 24 hours, you are covered up to £3,000 to abandon your trip. |
| Abandonment | £3000 | |
| Missed Departure | £750/£350 | The cost of your travel and accommodation expenses incurred in reaching your booked destination, if you are unavoidably delayed and arrive too late to commence your booked trip. (£350 for European trips) |
| Personal Liability | £2 million | Legal expenses and legal liability for damages which may be incurred if you accidentally injure somebody or damage their property. |
| Legal Expenses | £25000 | Payment of legal costs to enable you to claim compensation or damages as a result of injury to yourself. |
| Hijack | £1000 | A benefit of £100 for each 24 hours you are hijacked. |
| Winter Sports Cover | Included | Medical and liability cover whilst you are skiing or snowboarding. Loss, theft or damage to winter sports/ski equipment including hire costs if equipment is delayed in transit. Cover for resort and lift passes if you are ill or if they are lost or stolen. |
| Golf Equipment | £2500 | Golf equipment is covered up to a maximum of £2500 if it is lost, stolen or damaged. The limit for a single item is £250. |
| Club Fees | £400 | We will reimburse your club/green fees if you are unable to play due to illness or injury. |
| Accidental Damage | £2 million | Within the £2 millon cover for personal liability on this policy, you are covered if you accidentally injure somebody or damage their property whilst playing golf. |
| Golf Equipment Hire | £150 | Hire of golf equipment if your own is lost or delayed in transit for more than 12 hours whilst travelling to overseas destinations. |
| Hole-in-one | £100 | Up to £100 in respect of customary bar expenses incurred by you as a result of, and immediately subsequent to achieving a hole-in-one during a competition round. |
| Policy Excess | An excess of £60 applies to this policy, but you have the option to remove it. The excess will be deducted in the event of a claim. This applies to every incident and each insured person involved, but where one incident covers more than one section of the policy, only one excess will be applied. | |
For further information please call Club Direct (UK) Ltd on 0870 8902 842 between 8am and 8pm Mondays to Fridays, 9am and 6pm Saturdays or 10am and 4pm Sundays. Alternatively email us at [customer.services@clubdirect.com]