Winter Sports

Our Ski products feature cover which is designed specifically to meet the needs of skiers and snowboarders. Helicopter recovery, mountain rescue and air ambulance are included so you can ski or snowboard in the knowledge that you are fully covered if you suffer serious injury on the mountain.

Summary of Cover

This table gives an outline of the cover offered. Full details of cover and any exclusions and conditions that apply will be in the documentation that will be sent to you upon purchase. You may request this information before purchasing by contacting the number shown below.

Section	Silver Single Trip Ski	Gold Single Trip Ski	Silver Annual Ski (inc 24 days per year ski)	Gold Annual Ski (inc 24 days per year ski)
Cancellation	£2,000	£4,000	£2,000	£4,000
	£100 excess	£60 excess	£100 excess	£60 excess
Deposit Only	£20 excess	£20 excess	£20 excess	£20 excess
Curtailment	£2,000	£4,000	£2,000	£4,000
	£100 excess	£60 excess	£100 excess	£60 excess
Personal Accident:
Permanent Total Disablement	£15,000	£25,000	£15,000	£25,000
Death	£10,000	£10,000	£10,000	£10,000
Loss of Limb(s)/Sight	£10,000	£10,000	£10,000	£10,000
	£0 excess	£0 excess	£0 excess	£0 excess
Emergency Medical/Repatriation Expenses	£7,500,000	£10,000,000	£7,500,000	£10,000,000
	£100 excess	£60 excess	£100 excess	£60 excess
Dental	£200	£200	£200	£200
Funeral Abroad	£1,000	£1,000	£1,000	£1,000
Additional Hospital Benefit/State Registered Hospital	£20 per 24 hrs up to £500	£20 per 24 hrs up to £1000	£20 per 24 hrs up to £500	£20 per 24 hrs up to £1000
	£0 excess	£0 excess	£0 excess	£0 excess
Baggage	£1,250	£2,000	£1,250	£2,000
	£75 excess	£60 excess	£75 excess	£60 excess
Single Item	£300	£300	£300	£300
Valuables Limit (total)	£400	£400	£400	£400
Bagage on Beach	£100	£100	£100	£100
Glasses	£50	£50	£50	£50
Delayed Baggage	£50	£75	£50	£75
Cash & Documents	£300	£500	£300	£500
	£75 excess	£60 excess	£75 excess	£60 excess
Cash Only Limit	£120	£120	£120	£120
	£20 excess	£20 excess	£20 excess	£20 excess
Loss of Passport expenses	£200	£200	£200	£200
	£75 excess	£60 excess	£75 excess	£60 excess
Travel Delay	£20 per 12 hrs up to £200	£25 per 12 hrs up to £250	£20 per 12 hrs up to £200	£25 per 12 hrs up to £250
Abandonment	After 24 hrs Travel Delay up to £2,000	After 24 hrs Travel Delay up to £4,000	After 24 hrs Travel Delay up to £2,000	After 24 hrs Travel Delay up to £4,000
	£100 excess	£60 excess	£100 excess	£60 excess
Missed Departure	£500	£750	£500	£750
	£75 excess	£60 excess	£75 excess	£60 excess
Personal Liability	£1,000,000	£2,000,000	£1,000,000	£2,000,000
	£0 excess	£0 excess	£0 excess	£0 excess
Legal Expenses	£10,000	£25,000	£10,000	£25,000
	£0 excess	£0 excess	£0 excess	£0 excess
Hijack	£50 per 24 hrs up to £500	£100 per 24 hrs up to £1,000	£50 per 24 hrs up to £500	£100 per 24 hrs up to £1,000
	£0 excess	£0 excess	£0 excess	£0 excess
Sports & Activities	Optional	Optional	Optional	Optional
Winter Sports Equipment	£500 owned	£500 owned	£500 owned	£500 owned
	£300 hired	£300 hired	£300 hired	£300 hired
	£75 excess	£60 excess	£75 excess	£60 excess
Winter Sports Hire	£20 per 24 hrs up to £300	£20 per 24 hrs up to £300	£20 per 24 hrs up to £300	£20 per 24 hrs up to £300
	£0 excess	£0 excess	£0 excess	£0 excess
Winter Sports Pack	£30 per 24 hrs up to £600	£30 per 24 hrs up to £600	£30 per 24 hrs up to £600	£30 per 24 hrs up to £600
	£0 excess	£0 excess	£0 excess	£0 excess
Piste Closure	£20 per 24 hrs up to £300	£20 per 24 hrs up to £300	£20 per 24 hrs up to £300	£20 per 24 hrs up to £300
	£0 excess	£0 excess	£0 excess	£0 excess

The excesses listed above will be charged per Insured person, per policy section, for each incident that results in a claim. For further information please call Club Direct (UK) Ltd on 0870 8902 842 between 8am and 8pm Mondays to Fridays, 9am and 6pm Saturdays or 10am and 4pm Sundays. Alternatively email us at [customer.services@clubdirect.com]