Winter Sports

Our Ski products feature cover which is designed specifically to meet the needs of skiers and snowboarders. Helicopter recovery, mountain rescue and air ambulance are included so you can ski or snowboard in the knowledge that you are fully covered if you suffer serious injury on the mountain.

Summary of Cover

This table gives an outline of the cover offered. Full details of cover and any exclusions and conditions that apply will be in the documentation that will be sent to you upon purchase. You may request this information before purchasing by contacting the number shown below.

Section

Silver
Single Trip Ski

Gold
Single Trip Ski

Silver Annual Ski
(inc 24 days per year ski)

Gold Annual Ski
(inc 24 days per year ski)

Cancellation

£2,000

£4,000

£2,000

£4,000

 

£100 excess

£60 excess

£100 excess

£60 excess

Deposit Only

£20 excess

£20 excess

£20 excess

£20 excess

Curtailment

£2,000

£4,000

£2,000

£4,000

 

£100 excess

£60 excess

£100 excess

£60 excess

Personal Accident:

 

 

 

 

Permanent Total Disablement

£15,000

£25,000

£15,000

£25,000

Death

£10,000

£10,000

£10,000

£10,000

Loss of Limb(s)/Sight

£10,000

£10,000

£10,000

£10,000

 

£0 excess

£0 excess

£0 excess

£0 excess

Emergency Medical/Repatriation Expenses

£7,500,000

£10,000,000

£7,500,000

£10,000,000

 

£100 excess

£60 excess

£100 excess

£60 excess

Dental

£200

£200

£200

£200

Funeral Abroad

£1,000

£1,000

£1,000

£1,000

Additional Hospital Benefit/State Registered Hospital

£20 per 24 hrs up to £500

£20 per 24 hrs up to £1000

£20 per 24 hrs up to £500

£20 per 24 hrs up to £1000

 

£0 excess

£0 excess

£0 excess

£0 excess

Baggage

£1,250

£2,000

£1,250

£2,000

 

£75 excess

£60 excess

£75 excess

£60 excess

Single Item

£300

£300

£300

£300

Valuables Limit (total)

£400

£400

£400

£400

Bagage on Beach

£100

£100

£100

£100

Glasses

£50

£50

£50

£50

Delayed Baggage

£50

£75

£50

£75

Cash & Documents

£300

£500

£300

£500

 

£75 excess

£60 excess

£75 excess

£60 excess

Cash Only Limit

£120

£120

£120

£120

 

£20 excess

£20 excess

£20 excess

£20 excess

Loss of Passport expenses

£200

£200

£200

£200

 

£75 excess

£60 excess

£75 excess

£60 excess

Travel Delay

£20 per 12 hrs up to £200

£25 per 12 hrs up to £250

£20 per 12 hrs up to £200

£25 per 12 hrs up to £250

Abandonment

After 24 hrs Travel Delay up to £2,000

After 24 hrs Travel Delay up to £4,000

After 24 hrs Travel Delay up to £2,000

After 24 hrs Travel Delay up to £4,000

 

£100 excess

£60 excess

£100 excess

£60 excess

Missed Departure

£500

£750

£500

£750

 

£75 excess

£60 excess

£75 excess

£60 excess

Personal Liability

£1,000,000

£2,000,000

£1,000,000

£2,000,000

 

£0 excess

£0 excess

£0 excess

£0 excess

Legal Expenses

£10,000

£25,000

£10,000

£25,000

 

£0 excess

£0 excess

£0 excess

£0 excess

Hijack

£50 per 24 hrs up to £500

£100 per 24 hrs up to £1,000

£50 per 24 hrs up to £500

£100 per 24 hrs up to £1,000

 

£0 excess

£0 excess

£0 excess

£0 excess

Sports & Activities

Optional

Optional

Optional

Optional

Winter Sports Equipment

£500 owned

£500 owned

£500 owned

£500 owned

 

£300 hired

£300 hired

£300 hired

£300 hired

 

£75 excess

£60 excess

£75 excess

£60 excess

Winter Sports Hire

£20 per 24 hrs up to £300

£20 per 24 hrs up to £300

£20 per 24 hrs up to £300

£20 per 24 hrs up to £300

 

£0 excess

£0 excess

£0 excess

£0 excess

Winter Sports Pack

£30 per 24 hrs up to £600

£30 per 24 hrs up to £600

£30 per 24 hrs up to £600

£30 per 24 hrs up to £600

 

£0 excess

£0 excess

£0 excess

£0 excess

Piste Closure

£20 per 24 hrs up to £300

£20 per 24 hrs up to £300

£20 per 24 hrs up to £300

£20 per 24 hrs up to £300

 

£0 excess

£0 excess

£0 excess

£0 excess

         


The excesses listed above will be charged per Insured person, per policy section, for each incident that results in a claim. For further information please call Club Direct (UK) Ltd on 0870 8902 842 between 8am and 8pm Mondays to Fridays, 9am and 6pm Saturdays or 10am and 4pm Sundays. Alternatively email us at [customer.services@clubdirect.com]