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SECTION 15

WINTER SPORTS COVER

(ONLY APPLIES TO WINTER SPORTS [Single Trip], PRIMA SKI [Annual Multitrip] AND PRIMA GOLF SKI [Annual Multitrip] POLICIES)

Covered

A: WINTER SPORTS MEDICAL
The medical section of this policy is extended to cover you whilst partaking in winter sports.

B: WINTER SPORTS LIABILITY
The personal liability section of this policy is extended to cover you whilst partaking in winter sports.

C: WINTER SPORTS EQUIPMENT
You are covered up to £500 for the value or repair of your own winter sports equipment (after making proper allowance for wear and tear and depreciation) or hired winter sports equipment, if they are lost, stolen or damaged during your trip, limited to £300 for any one item. For skis and snowboards over 5 years old the maximum we will pay is £50.

Condition

  1. In the event of a claim you must provide the following documentation:
      a. loss or theft: a report from police, resort management or tour operator; plus original receipt or proof of ownership and confirmation of second hand value from a specialist dealer.
      b. damage: confirmation from a specialist dealer of the damage sustained and repair costs, or confirmation that damage is beyond economic repair, plus the second hand value prior to damage.

D: WINTER SPORTS HIRE
You are covered up to £300 for the reasonable cost of hiring winter sports equipment for the rest of your trip or until your own or hired winter sports equipment has been returned to you, if:
  a. your equipment is lost, stolen or damaged; or
  b. your equipment is delayed for more than 12 hours on your outward journey.

Conditions

  1. In the event of a claim, you must provide the following documentation:
  2. Loss or theft: report from police, resort management or tour operator plus receipts showing original and additional hire charges.
  3. Damage: confirmation from hire company of damage sustained and additional charges incurred.
  4. Delay: confirmation from airline or transport company that equipment was delayed for over 12 hours on the outward journey plus receipt showing original and additional hire charges.

E: WINTER SPORTS PACK
You are covered up to £600 for the value of the unused portion of your ski school, lift pass and winter sports equipment hire costs limited to £200 per week, if:
  a. you have an accident or you are ill;
  b. your lift pass is lost or stolen.

Conditions

  1. In the event of a claim you must provide the following documentation:
      a. accident or illness: medical report confirming the reason and length of time you were unable to undertake your planned activity plus the original lift pass and evidence of initial cost.
      b. loss or theft: report from police or resort management plus evidence of initial cost and cost of replacement pass.

F: PISTE CLOSURE
You are covered up to £300 for necessary additional travel and accommodation expenses (bed and breakfast only) if your outward or return journey is delayed beyond the scheduled arrival time, as a direct result of an avalanche or bad weather and this causes you to miss your booked flight or ferry crossing.

Conditions

  1. IIn the event of a claim you must provide documentation from the resort’s management confirming how long the pistes were closed at your resort and the reason.

G: AVALANCHE / WEATHER DELAY
You are covered up to £20 a day (up to a maximum of £300) if there is a lack of snow or bad weather conditions in your holiday resort and the pistes are closed so preventing you from skiing. Cover is only available between 1 December and 31 March in the Northern Hemisphere and between 1 May and 30 September in the Southern Hemisphere and where you purchased your policy more than 14 days before your departure date.

Conditions

  1. In the event of a claim you must provide documentation from the police, resort management or tour operator, confirming the circumstances.

H: NO SNOW CANCELLATION
You are covered up to £3,000 for cancellation due to:
  a. there being a lack of snow at your resort and your being unable to travel anywhere else by changing the booking;
  b. all ski lifts in your resort and the other ski systems in the vicinity being closed due to lack of snow which persists up to 3 days before your departure date.

Conditions

  1. Cover is only available between 1 December and 31 March in the Northern Hemisphere and between 1 May and 30 September in the Southern Hemisphere and where you purchased your policy more than 14 days before your departure date. The resort must be at least 1,200 metres above sea level.
  2. In the event of a claim you must provide documentation from the resort’s management confirming piste closure through lack of snow.

Not Covered

  1. the policy excess of £50 (except under Piste Closure);
  2. if you do not adhere to the International Ski Federation code or the resort regulations;
  3. anything not covered in Section 6, Baggage (applicable to Part C above);
  4. anything not covered in Section 4, Emergency Medical Expenses (applicable to Part E above);
  5. anything not covered in Section 10, Missed Departure (applicable to Part G above);
  6. anything not covered in Section 1, Cancellation (applicable to Part H above);
  7. ski jumping, ice hockey, the use of skeletons or bobsleighs, taking part in International and National events, their heats or officially organised practice or training for these events;
  8. anything listed in "Exclusions applicable to the whole policy".

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